<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>https://help.joypilot.co/en/articles/4828440-welcome-to-the-joy-pilot-help-centre</loc>
    <lastmod>2025-04-12T23:16:55Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/8914075-invoices-adding-editing-viewing</loc>
    <lastmod>2026-09-21T02:20:35Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/8928320-invoices-adding-by-voice</loc>
    <lastmod>2025-04-17T04:05:35Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/8956974-how-to-sign-up</loc>
    <lastmod>2026-09-21T01:33:25Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/8978461-invoices-setting-up-and-managing-recurring-invoices</loc>
    <lastmod>2026-09-21T02:19:47Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/8984152-contacts-adding-editing-viewing</loc>
    <lastmod>2025-04-17T03:14:35Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9003096-expenses-adding-a-billable-expense</loc>
    <lastmod>2026-09-21T01:40:59Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9017048-expenses-adding-editing-viewing</loc>
    <lastmod>2026-09-21T02:21:37Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9146904-setting-up-your-joy-pilot-account-uk-ltd-company</loc>
    <lastmod>2026-09-21T01:33:27Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9150965-business-settings-chart-of-accounts-codes</loc>
    <lastmod>2026-09-21T01:34:21Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9151682-sic-codes-explained-uk</loc>
    <lastmod>2026-09-21T01:50:39Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9233485-setting-up-your-joy-pilot-account-nz-ltd-company</loc>
    <lastmod>2026-09-21T01:33:30Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9373887-add-joy-pilot-to-your-phone-s-home-screen</loc>
    <lastmod>2026-09-13T20:02:28Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9709651-quotes-adding-editing-viewing-and-approvals</loc>
    <lastmod>2026-09-21T02:21:00Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9710129-how-to-record-take-home-payments-limited-company</loc>
    <lastmod>2026-09-21T01:41:23Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9715506-paying-yourself-directly-bank-to-bank-transfer-via-joy-pilot-for-nz-users</loc>
    <lastmod>2026-09-21T01:41:30Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/9738533-how-to-add-a-new-bank-account-to-joy-pilot</loc>
    <lastmod>2026-09-13T20:09:58Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/10707903-expenses-setting-up-recurring-expenses</loc>
    <lastmod>2026-09-21T01:41:03Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/10716568-drawings-paying-yourself-as-a-sole-trader</loc>
    <lastmod>2026-09-21T01:50:20Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/10772913-mileage-claiming-business-mileage</loc>
    <lastmod>2026-09-21T01:49:53Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/10773317-managing-assets-in-joy-pilot</loc>
    <lastmod>2026-09-21T01:41:19Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/10773396-understanding-depreciation-and-capital-allowances</loc>
    <lastmod>2026-09-21T01:33:36Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/10788929-ir35-explained-uk</loc>
    <lastmod>2026-09-21T01:50:59Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/10797584-expenses-using-advanced-view-and-bulk-recode</loc>
    <lastmod>2026-09-21T01:41:06Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/10812665-setting-up-your-bank-feed-via-salt-edge-for-uk-eu-users</loc>
    <lastmod>2026-09-21T01:32:31Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/10831135-ai-voice-assistant-for-expense-management</loc>
    <lastmod>2026-09-21T01:41:13Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/11006136-managing-your-user-profile-and-settings</loc>
    <lastmod>2026-09-21T01:34:18Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/11018266-manual-journals-guide</loc>
    <lastmod>2026-09-21T01:33:40Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/11034022-understanding-your-profit-and-loss-statement-in-joy-pilot</loc>
    <lastmod>2025-04-07T00:53:41Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/11042226-understanding-your-balance-sheet-in-joy-pilot</loc>
    <lastmod>2025-04-14T06:04:18Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/11057330-setting-up-your-bank-feed-via-akahu-for-nz-users</loc>
    <lastmod>2026-09-21T01:33:11Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/11076373-using-the-ai-receipt-capture-tool-in-joy-pilot</loc>
    <lastmod>2026-09-21T01:41:09Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/11076387-how-to-add-a-contact-using-a-business-card-in-joy-pilot</loc>
    <lastmod>2025-04-13T03:50:11Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/11076426-how-to-generate-financial-reports-in-joy-pilot</loc>
    <lastmod>2025-04-17T03:10:25Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/14013822-ai-assisted-bank-reconciliation</loc>
    <lastmod>2026-09-21T02:22:13Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/15592107-setting-up-two-factor-authentication-2fa</loc>
    <lastmod>2026-09-21T01:34:06Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/15643029-setting-up-vat-in-joy-pilot</loc>
    <lastmod>2026-09-07T01:54:32Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/16181882-getting-paid-by-card-connecting-stripe-to-joy-pilot</loc>
    <lastmod>2026-09-21T02:26:00Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/17013013-products-adding-products-keeping-count-of-stock-and-selling-from-an-invoice</loc>
    <lastmod>2026-09-21T03:26:26Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/17013625-bank-reconciliation-recording-a-cash-sale-no-invoice-needed</loc>
    <lastmod>2026-09-21T02:24:26Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/articles/17013673-bank-reconciliation-matching-your-bank-transactions</loc>
    <lastmod>2026-09-21T02:28:56Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/collections/9563370-getting-started</loc>
    <lastmod>2026-09-21T01:29:40Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/collections/9563381-banking-and-reconciliation</loc>
    <lastmod>2026-09-21T01:38:14Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/collections/11924652-getting-paid</loc>
    <lastmod>2026-09-21T01:37:43Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/collections/19755280-spending</loc>
    <lastmod>2026-09-21T01:37:52Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/collections/19755281-paying-yourself</loc>
    <lastmod>2026-09-21T01:37:03Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/collections/2738558-tax-and-compliance</loc>
    <lastmod>2026-09-21T01:41:31Z</lastmod>
  </url>
  <url>
    <loc>https://help.joypilot.co/en/collections/11924635-reports-and-your-accountant</loc>
    <lastmod>2026-09-21T01:37:03Z</lastmod>
  </url>
</urlset>
